Parents devote extraordinary energy, love, and commitment to supporting their children throughout life. When a child lives with a disability, this commitment often includes long-term planning that extends far beyond the parents’ lifetimes. Ensuring that a son or daughter continues to receive consistent care, financial stability, and meaningful personal support requires a thoughtful approach to estate planning. Families in New Hampshire frequently rely on Special Needs Trusts to preserve … [Read more...] about Special Needs Trusts in Your New Hampshire Estate Plan
Navigating Special Needs within Your Estate Plan
Estate planning is a crucial step towards ensuring the smooth transfer of assets and wealth to loved ones after one's passing. When a family member has special needs, however, the stakes become higher, and the process more complex. Special needs planning within an estate plan requires careful consideration of legal, financial, and emotional factors to secure the well-being of the individual with special needs while preserving family assets and intentions. To help you better understand, the … [Read more...] about Navigating Special Needs within Your Estate Plan
What You Need to Know to Protect Your Special Needs Child
As the parent of a child with special needs, the need for comprehensive estate planning is increased if you hope to provide for your child financially while you are here and after you are gone. When your child has special needs, you must be careful not to jeopardize your child’s eligibility for state and federal assistance programs when he/she becomes a legal adult. Incorporating a special needs planning component into your overall estate plan is important. With that in mind, the Beverly special … [Read more...] about What You Need to Know to Protect Your Special Needs Child
Get Involved in Autism Awareness Month
Worldwide, about 75 million people, representing one percent of the population, have autism spectrum disorder. In the United States, about two percent of all children have a form of autism, according to the Centers for Disease Control and Prevention (CDC). Even more shocking is the fact that autism prevalence has increased by almost 200 percent since the year 2000. Given the dramatic increase in the number of people living with autism spectrum disorder, there is a good chance that you have a … [Read more...] about Get Involved in Autism Awareness Month
Special Needs Planning for Grandparents
Grandparents play a unique role in the lives of their grandchildren. Typically, they get to have all of the fun with little of the responsibility where their grandchildren are concerned. At the same time, they are able to pass down their wisdom and life lessons to their grandchildren, providing them with invaluable advice and guidance. Grandparents also frequently include their grandchildren in their estate plans. Usually, including a grandchild in your estate plan requires nothing more than … [Read more...] about Special Needs Planning for Grandparents
Can Special Needs Planning Protect My Child’s Inheritance?
If you are the parent of a child with special needs you undoubtedly worry about your child’s future just like any other parent. You may not worry more than other parents; however, you may have more to worry about as the parent of a child with special needs. Will your child be able to live independently as an adult? Will your child need ongoing assistance as an adult? Who will help your child is something happens to you? Most importantly, how can you ensure that your child has sufficient … [Read more...] about Can Special Needs Planning Protect My Child’s Inheritance?
How a Special Needs Trust Can Protect Government Benefits
Every parent worries about providing for their child in the event they are suddenly taken away from the child. The parent of a child with special needs, however, typically feels a more urgent need to plan for that possibility. In addition, as the parent of a child with special needs you are undoubtedly planning for the day when your child reaches adulthood. You already know that the costs involved in caring for your child can be high. Fortunately, there are numerous state and federal … [Read more...] about How a Special Needs Trust Can Protect Government Benefits
Residents with Special Needs or Alzheimer ’s Disease Now Have New Police Program in New Hampshire
If you are the caregiver or loved one of someone with Alzheimer’s or special needs one of your biggest fears is likely that your loved one will turn up missing. Whether your loved one simply wanders off from the grocery store, or decides to take a drive and gets lost, the idea that he/she is out there somewhere lost and frightened is something you never want to go through. While there are steps you can take to try and prevent just that scenario from unfolding, there is no guarantee that it will … [Read more...] about Residents with Special Needs or Alzheimer ’s Disease Now Have New Police Program in New Hampshire
Billions Gone: Medicare Advantage Plans Overcharges
In the one area of the federal government’s program budgeting that demands a higher commitment to accuracy and accountability, the collective Medicare Advantage Plans programs show neither. In a years-long investigation, complete with mounting evidence at every turn, there are still countless cases of government overpay. Our seniors and elderly are the ones who shoulder the results from a lack of oversight. The Centers for Medicare and Medicaid Services recently revealed that as far back as … [Read more...] about Billions Gone: Medicare Advantage Plans Overcharges
Your Social Security and COLA
Many who receive Social Security are hearing COLAs are becoming more unlikely for 2016. Cost of living adjustments, or COLAs, are adjustments made to Social Security and supplemental security income in order to ensure the income is in line with other economic influences, such as inflation. They were put into place in 1975 so that those who receive benefits were able to keep up with inflation. Not only that, but for higher income seniors, they could see their benefits decline as the premiums … [Read more...] about Your Social Security and COLA








